As generative AI technologies evolve, two next-gen paradigms are capturing the attention of forward-looking enterprises: Agentic AI and Multimodal GenAI.
While both sit atop large language models (LLMs), their applications, architectures, and business value differ significantly. Agentic AI focuses on autonomy—agents that plan and act. Multimodal GenAI focuses on perception—models that understand and generate across multiple input types like text, image, and audio.
So how do these technologies stack up in enterprise environments—especially in regulated, data-heavy industries like BFSI, healthcare, and retail?
This article breaks down the key differences, enterprise applications, technical foundations, and adoption strategies of Agentic AI and Multimodal Generative AI—giving business and tech leaders the clarity they need to build intelligent, future-ready systems.
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Contents
What is Agentic AI?
Agentic AI refers to autonomous AI systems—”agents”—capable of goal-driven behavior. Unlike standard LLMs that respond passively to prompts, agents plan actions, use tools, store memory, and adapt based on outcomes.
Think of it as an AI employee—not just answering your question, but deciding what to do next.
Core Capabilities:
- Multi-step reasoning and planning
- Access to external tools/APIs
- Dynamic memory management
- Feedback loops and self-evaluation
Enterprise Use Cases:
- AI assistants for underwriting, legal analysis, or policy writing
- RFP response automation
- Knowledge worker augmentation in operations and compliance
🔗 Read more: Agentic AI in BFSI
What is Multimodal GenAI?
Multimodal Generative AI models can understand and generate content across multiple modalities—such as text, images, video, audio, and code—in a single interface or prompt.
These models go beyond natural language—they “see”, “hear”, and “reason” across formats.
Example: Upload an image of a broken machine part. The model recognizes the part, pulls up the manual, and generates a summary of replacement steps.
Real-World Tools:
- GPT-4 Turbo with Vision
- Google Gemini 1.5
- Claude 3 Opus
- Meta’s LLaVA
Enterprise Use Cases:
- Product image → caption + social post
- Document scan → summary + classification
- Medical scan + patient notes → discharge instructions
Agentic AI vs Multimodal GenAI: Quick Comparison
Feature | Agentic AI | Multimodal GenAI |
Goal | Autonomous task completion | Multi-format input/output understanding |
Input | Text + APIs + memory | Text, images, audio, video |
Output | Actions, documents, reports | Text, visuals, summaries |
Power Source | LLM + tool orchestration | Cross-modal transformers |
Best For | Decision-making, automation | Perception, classification, content generation |
Enterprise Use Case Spotlight
BFSI
Agentic AI: An insurance agent that fetches policies, identifies risks, generates summaries, and emails clients.
Multimodal GenAI: Scans a claim form + damage image and writes a draft approval email.
Healthcare
Agentic AI: An assistant that checks past diagnoses, compares treatment plans, and suggests next steps.
Multimodal GenAI: Reads radiology scans + notes and generates a diagnostic summary.
Retail
Agentic AI: Automates product launch campaigns—writes copy, schedules posts, analyzes response.
Multimodal GenAI: Takes product images and generates unique descriptions, hashtags, and alt text.
Agentic AI Architecture: Under the Hood
Enterprise-grade agentic systems include:
Component | Description |
Planner | Breaks tasks into executable steps |
Memory | Remembers past actions, facts, decisions |
Tool Layer | Executes APIs, performs file actions, runs scripts |
LLM | Provides reasoning and task execution |
Evaluation Loop | Determines whether goals are met or retries are needed |
Common orchestration tools: LangGraph, AutoGen, CrewAI, Semantic Kernel
Multimodal GenAI Internals
Training includes:
- Contrastive learning (aligning image-text pairs)
- Multi-encoder systems (vision + text)
- Cross-attention transformers (shared layers)
Examples:
- Feed in a scanned invoice → Output: key fields in JSON
- Upload a screenshot → Output: bug report + suggested fixes
Enterprise Adoption Strategy
Phase 1: Experiment
- Use GenAI for summarizing documents, generating FAQs, captioning images
- Identify workflows for autonomy (e.g., onboarding, RFPs)
Phase 2: Scale
- Deploy multimodal models in customer touchpoints (e.g., product search, chat)
- Train agents on internal tools (e.g., CRMs, ERPs)
Phase 3: Integrate
- Combine agentic systems + multimodal inputs
- Layer in observability, prompt monitoring, and security filters
Want to evaluate GenAI quality? See LLM Evaluation Metrics
Challenges and Mitigation
Risk | Agentic AI | Multimodal GenAI |
Overreach | Agents acting beyond scope | Ambiguous interpretation |
Latency | Long task chains | Large input processing times |
Security | API misuse or prompt injection | Sensitive media exposure |
Evaluation | Complex outcome validation | Limited visual output scoring |
Mitigation:
- Use RAG to ground responses
- Apply access control & rate limiting
- Log every tool use and decision
- Human-in-the-loop for critical tasks
Future Outlook
Agentic AI
- Multi-agent collaboration (planner, executor, validator)
- Replacing rigid workflows in RPA with intelligent agents
Multimodal GenAI
- Expanding into 3D, spatial, and video inputs
- Enabling applications in AR/VR, retail checkout, training simulations
The convergence of both will create systems that perceive, plan, and perform—intuitively and intelligently.
Conclusion: Augmenting Enterprise Intelligence
Agentic AI gives enterprise AI systems the ability to think and act.
Multimodal GenAI gives them the ability to see, listen, and understand.
Together, they offer a powerful framework for building the next generation of intelligent, autonomous, and human-like AI systems—ready to transform industries.
🔗 Explore Indium’s Generative AI Services to build agentic, multimodal, and enterprise-grade AI solutions.
FAQs
No. Most robust systems combine both—agents powered by multimodal perception.
Multimodal GenAI is easier to prototype. Agentic AI needs planning and orchestration but offers more long-term automation.
Yes. Open-weight models (e.g., Mistral, LLaVA) and private LLM deployment enable on-prem and hybrid solutions.
Agentic AI: BFSI, legal, operations
Multimodal GenAI: Healthcare, retail, logistics, media